As experts on student loans and financial aid, we decided to provide some general insight for those interested in more about these topics. Feel free to distribute and link to these articles as appropriate.
Of course, if you have any questions about any of the information you see here, feel free to contact us!
List of Student Loan Articles
Types of Student Loans
Learn about the wide variety of student loans available for both undergraduate and graduate students.
Federal Student Loans vs. Private Student Loans
There are a number of differences between federal and private student loans. The Student Loan Network offers products in both of these categories.
Tips for Student Loan Consolidation
Find out how to consolidate your student loans in order to have smaller monthly payments.
How to Fund a Graduate Education
There are many loan options for those in graduate school, which include both federal and private loans.
Continuing Education Loan Overview
Interested in continuing your education after college? Learn about your options for financial aid in these circumstances.
FAFSA Tips and Mistakes
Many make mistakes when completing their FAFSA. Find out common errors and learn how to correct them with this expert advice.
Student Loan Glossary
There is a wide variety of terminology to learn when researching your student loans.
Tips for Inexpensive College Entertainment
Looking for ways to have fun in college without spending a lot of money?
Ways College Students Can Save for the Future
Everyday tips for saving your hard-earned money
Don't Pay for Help Finding Money for College
Learn which financial aid options should not cost you any additional fees.
Scholarships and Grants
One alternative to student loans is to apply for college scholarships and/or grants. These can offer you free money that do not have to be repaid.
How To Avoid Scholarship Scams
Watch out for these headlines from scholarship solicitations you may receive.
College Admissions Advice and Help NEW!
Did you know that your entire high school career affects which college you go to?
Tips for Student Credit Card Use NEW!
Interested in learning how to optimally use your credit cards - while in college?
State of the Financial Aid Industry
Following the allegations from NY Attorney General Cuomo, read what areas of the student loan industry should be watched closely.
Thursday, July 8, 2010
School Loans Directory
A directory listing all school loans available to you at your college or university. Listed for each school will be all federal student loans and alternative student loans available at your school. The Student Loan Network offers a variety of student loans for students, always search for scholarships and federal student loans first.
Student Loan Application and Form Center
Welcome to the Financial Aid Officer Form and Application Center. Here you will find the most common forms you will need in relation to federal financial aid. We also can provide you with application forms for various loans.
All Students - to request an application form for Stafford Loans, Parent PLUS Loans, and Alternative Loans please:
Click here to Request a Loan Application
Financial Aid Help Forms
Financial Aid Checklist Worksheet - A helpful, printable form to keep track of what you need to do for Federal Financial Aid for the 2007-08 school year.
Application Form Tracking Worksheet - Keep track of everything with this easy to use form.
Cost of Attendance Worksheet - The cost of attendance is unique for each student. Use this sheet for personal calculations.
Award Package Comparison Sheet - School offering varying awards and differing packages. Use this comparison sheet to weigh your options!
Sample Scholarship Inquiry Letter
Loan Forms
Loan Forgiveness Form (Childcare)
Loan Discharge Form (Disability)
Loan Discharge Form (False Certification)
Loan Discharge Form (School Closure)
Loan Discharge Form (Teachers Forgiveness Program)
Direct Loans
Direct Loan Forbearance Form
Direct Loan Child Care Forgiveness Form
Direct Loan Economic Hardship Deferment
Direct Loan Repayment Plan Selection Form
Direct Loan Unemployment Deferment
Financial Aid Professionals
All Students - to request an application form for Stafford Loans, Parent PLUS Loans, and Alternative Loans please:
Click here to Request a Loan Application
Financial Aid Help Forms
Financial Aid Checklist Worksheet - A helpful, printable form to keep track of what you need to do for Federal Financial Aid for the 2007-08 school year.
Application Form Tracking Worksheet - Keep track of everything with this easy to use form.
Cost of Attendance Worksheet - The cost of attendance is unique for each student. Use this sheet for personal calculations.
Award Package Comparison Sheet - School offering varying awards and differing packages. Use this comparison sheet to weigh your options!
Sample Scholarship Inquiry Letter
Loan Forms
Loan Forgiveness Form (Childcare)
Loan Discharge Form (Disability)
Loan Discharge Form (False Certification)
Loan Discharge Form (School Closure)
Loan Discharge Form (Teachers Forgiveness Program)
Direct Loans
Direct Loan Forbearance Form
Direct Loan Child Care Forgiveness Form
Direct Loan Economic Hardship Deferment
Direct Loan Repayment Plan Selection Form
Direct Loan Unemployment Deferment
Financial Aid Professionals
Scholarships and Grants Financial Aid Advice
The College Scholarship Search is sometimes overwhelming. Many students use scholarships to augment financial aid awards provided by their school. Every year, a sizeable number of scholarships have fewer students apply for them than they have money to give, meaning that there's still plenty of money not being awarded.
The most difficult part for many students is finding scholarships and grants. A quick check of Google indicates that for the search term "scholarship", there are over 3.2 million web pages to search through. How do you find the best ones?
We recommend our Student Scholarship Search website at StudentScholarshipSearch.com. Updated regularly, StudentScholarshipSearch.com contains many awards and details about how to apply, and best of all, it doesn't require you to give up any personal information in order to search the listings.
Be sure to check out our free eBook, Scholarship Search Secrets eBook, which details 11 methods for finding and winning scholarships.
We also have a site where you can register to win free scholarship money! ScholarshipPoints.com rewards frequent visitors as well as those who participate in the site's online surveys and contests. Every quarter we award lucky site visitors with free money towards their college or university.
ASk questions and help others find scholarship in our scholarship forums and discussion board.
The Importance of Scholarships
FREE Money
for College
Learn how to use
Internet search to
find scholarships.
Click to download
A scholarship is an award given to a student for the purpose of furthering their education. A scholarship can be a monetary award, or it can be an award of access to an institution. Scholarships are a vital piece of the financial aid system for three reasons:
They provide money which generally does not have to be paid back
They provide access to money which students may otherwise be ineligible for
When used in accordance with IRS guidelines, scholarship funds are tax-free
The second point is very important. Many scholarships are merit-based as opposed to need-based. There's a gap in education finance that isn't talked about a lot - the family that isn't poor enough to qualify for federal financial aid, but isn't rich enough to pay the cost of education without assistance. Scholarships can fill this gap along with private student loans. Obviously, because scholarships are money that does not have to be paid back, they're preferable to loans.
Edvisors Online Education Directory offers a variety of online education programs and financial aid options.
The most difficult part for many students is finding scholarships and grants. A quick check of Google indicates that for the search term "scholarship", there are over 3.2 million web pages to search through. How do you find the best ones?
We recommend our Student Scholarship Search website at StudentScholarshipSearch.com. Updated regularly, StudentScholarshipSearch.com contains many awards and details about how to apply, and best of all, it doesn't require you to give up any personal information in order to search the listings.
Be sure to check out our free eBook, Scholarship Search Secrets eBook, which details 11 methods for finding and winning scholarships.
We also have a site where you can register to win free scholarship money! ScholarshipPoints.com rewards frequent visitors as well as those who participate in the site's online surveys and contests. Every quarter we award lucky site visitors with free money towards their college or university.
ASk questions and help others find scholarship in our scholarship forums and discussion board.
The Importance of Scholarships
FREE Money
for College
Learn how to use
Internet search to
find scholarships.
Click to download
A scholarship is an award given to a student for the purpose of furthering their education. A scholarship can be a monetary award, or it can be an award of access to an institution. Scholarships are a vital piece of the financial aid system for three reasons:
They provide money which generally does not have to be paid back
They provide access to money which students may otherwise be ineligible for
When used in accordance with IRS guidelines, scholarship funds are tax-free
The second point is very important. Many scholarships are merit-based as opposed to need-based. There's a gap in education finance that isn't talked about a lot - the family that isn't poor enough to qualify for federal financial aid, but isn't rich enough to pay the cost of education without assistance. Scholarships can fill this gap along with private student loans. Obviously, because scholarships are money that does not have to be paid back, they're preferable to loans.
Edvisors Online Education Directory offers a variety of online education programs and financial aid options.
Financial Aid and Student Loan Introduction
The financial aid process can seem overwhelming and intimidating at first, but it's easier to understand once the process is laid out. Here, we'll walk you through the basics of the financial aid process step by step.
Financial Aid | Determine What You Can Afford
A college degree is likely to be the second biggest investment in any person's life after their home. Just as you'd take the time to shop around and do some research on a potential house to buy, so too should you invest the time to figure out what you can afford to pay for college. Do your personal budget, compare schools, and see what's affordable. Be sure to pay attention to the financial aid calendar so that you don't miss any important deadlines.
Read more on determining costs
Read more about the financial aid calendar year
Financial Aid | Scholarships and Grants
Scholarships and grants are your first stop in the process of finding money for college. Scholarships and grants typically never need to be repaid, and as such are the preferred form of financial aid if you can get them.
Read more about scholarships and grants
$10,000 College Scholarship from the Student Loan Network
FAFSA and Federal Financial Aid Paperwork
The FAFSA, or the Free Application for Federal Student Aid, is the single-most important form you'll complete in the financial aid process for unlocking federal student aid such as government grants and loans. The FAFSA is also dependent on the IRS Federal Income Tax Return; we'll review all of the information you need to know about education tax credits and deductions.
Read more about the FAFSA financial aid form
Read more about education tax credits
Read more about federal financial aid programs
Receiving Financial Aid
Once you've filed your FAFSA and applied for as many scholarships and grants as you're eligible to receive, you'll need to wait for financial aid award letters to arrive from schools. Once you receive them, you'll need to figure out what aid you will be receiving.
Read more about understanding financial aid award letters
Read the Blog - Negotiating your Financial Aid Award
Federal Student Loans for Students
There are three basic federal student loans that students may qualify for after completing the FAFSA. These are the Stafford federal student loan, the Perkins loan, and the Graduate PLUS Loan. Depending on what program of higher education you're enrolling in, loan limits and terms will vary.
Read more about federal student loans
Federal Student Loans for Parents
Parents who want to help undergraduate children afford college are also able to borrow federally guaranteed loans called PLUS loans (Parent Loans for Undergraduate Students) to help pay for college.
Read more about federal parent PLUS loans
Alternative Student Loans
When federal financial aid is insufficient, or education expenses exist outside of the coverage of federal student loans, alternative student loans can be used to "fill in the gaps" between federal financial aid and the full cost of education.
Read more about alternative student loans
Repaying Your Student Loans
The process of repaying your student loans is even more important than the process of obtaining them. Prompt, on time payment builds a positive credit history and helps you obtain additional credit in the years after your education ends. Missing payments or defaulting on loans can do the opposite. Happily, there are a number of different options to help you repay your student loans, from payment plans to loan consolidation.
Read more about payment options and plans
Read more about student loan consolidation
Other Edvisors Resources
Search for Scholarships at StudentScholarshipSearch.com
Free College Scholarship Contests at ScholarshipPoints.com
Online Education Degrees at Edvisors.com
College Search at HowToGetIn.com
Graduate Student Health Insurance at GradInsurance.com
Student Credit and Debt Center at StudentPlatinum.com
Search for Graduate Schools at GraduateCenter.com
Find Online Schools at Edvisors.com
There is a vast amount of information online to help you along the way towards securing the maximum financial aid available. Use our Financial Aid Forum if you have questions or need more personalized financial aid advice.
Financial Aid | Determine What You Can Afford
A college degree is likely to be the second biggest investment in any person's life after their home. Just as you'd take the time to shop around and do some research on a potential house to buy, so too should you invest the time to figure out what you can afford to pay for college. Do your personal budget, compare schools, and see what's affordable. Be sure to pay attention to the financial aid calendar so that you don't miss any important deadlines.
Read more on determining costs
Read more about the financial aid calendar year
Financial Aid | Scholarships and Grants
Scholarships and grants are your first stop in the process of finding money for college. Scholarships and grants typically never need to be repaid, and as such are the preferred form of financial aid if you can get them.
Read more about scholarships and grants
$10,000 College Scholarship from the Student Loan Network
FAFSA and Federal Financial Aid Paperwork
The FAFSA, or the Free Application for Federal Student Aid, is the single-most important form you'll complete in the financial aid process for unlocking federal student aid such as government grants and loans. The FAFSA is also dependent on the IRS Federal Income Tax Return; we'll review all of the information you need to know about education tax credits and deductions.
Read more about the FAFSA financial aid form
Read more about education tax credits
Read more about federal financial aid programs
Receiving Financial Aid
Once you've filed your FAFSA and applied for as many scholarships and grants as you're eligible to receive, you'll need to wait for financial aid award letters to arrive from schools. Once you receive them, you'll need to figure out what aid you will be receiving.
Read more about understanding financial aid award letters
Read the Blog - Negotiating your Financial Aid Award
Federal Student Loans for Students
There are three basic federal student loans that students may qualify for after completing the FAFSA. These are the Stafford federal student loan, the Perkins loan, and the Graduate PLUS Loan. Depending on what program of higher education you're enrolling in, loan limits and terms will vary.
Read more about federal student loans
Federal Student Loans for Parents
Parents who want to help undergraduate children afford college are also able to borrow federally guaranteed loans called PLUS loans (Parent Loans for Undergraduate Students) to help pay for college.
Read more about federal parent PLUS loans
Alternative Student Loans
When federal financial aid is insufficient, or education expenses exist outside of the coverage of federal student loans, alternative student loans can be used to "fill in the gaps" between federal financial aid and the full cost of education.
Read more about alternative student loans
Repaying Your Student Loans
The process of repaying your student loans is even more important than the process of obtaining them. Prompt, on time payment builds a positive credit history and helps you obtain additional credit in the years after your education ends. Missing payments or defaulting on loans can do the opposite. Happily, there are a number of different options to help you repay your student loans, from payment plans to loan consolidation.
Read more about payment options and plans
Read more about student loan consolidation
Other Edvisors Resources
Search for Scholarships at StudentScholarshipSearch.com
Free College Scholarship Contests at ScholarshipPoints.com
Online Education Degrees at Edvisors.com
College Search at HowToGetIn.com
Graduate Student Health Insurance at GradInsurance.com
Student Credit and Debt Center at StudentPlatinum.com
Search for Graduate Schools at GraduateCenter.com
Find Online Schools at Edvisors.com
There is a vast amount of information online to help you along the way towards securing the maximum financial aid available. Use our Financial Aid Forum if you have questions or need more personalized financial aid advice.
Free eBooks from Student Loan Network
Only seconds to download, with new topics added frequently
Student Loan Network offers many free eBooks covering a wide range of topics including completing the FAFSA, searching for scholarships, and reducing debt. These free guides help everyone from college bound students to recent graduates manage financial aid, save money, and get a head start after college.
Student Loan Network offers many free eBooks covering a wide range of topics including completing the FAFSA, searching for scholarships, and reducing debt. These free guides help everyone from college bound students to recent graduates manage financial aid, save money, and get a head start after college.
Student Resources from Student Loan Network
Student Loan Network $10,000 Scholarship Drawing
Each quarter, Student Loan Network will give you a chance to win a $10,000 college scholarship simply by completing our semi-annual scholarship application for $10,000! No essays or recommendations required! Enter the $10,000 Scholarship Drawing »
Free FAFSA Help eBook!
PDF guide on how to fill out the Free Application for Federal Student Aid - and not miss a dime of financial aid! Many states have priority deadlines for state financial aid on March 1, so make sure you file your FAFSA as soon as possible!
Federal Student Loans - Pay for Tuition, Books and Supplies
Federal student loans help cover school expenses including tuition, fees, housing, books, supplies, and transportation. Two of the most popular federal loan options are the Stafford loan and Federal PLUS loan. Both loans offer a fixed interest rate, federal benefits, and can be used in combination to cover the full cost of your education. Click the links below to learn more about these great funding options.
Each quarter, Student Loan Network will give you a chance to win a $10,000 college scholarship simply by completing our semi-annual scholarship application for $10,000! No essays or recommendations required! Enter the $10,000 Scholarship Drawing »
Free FAFSA Help eBook!
PDF guide on how to fill out the Free Application for Federal Student Aid - and not miss a dime of financial aid! Many states have priority deadlines for state financial aid on March 1, so make sure you file your FAFSA as soon as possible!
Federal Student Loans - Pay for Tuition, Books and Supplies
Federal student loans help cover school expenses including tuition, fees, housing, books, supplies, and transportation. Two of the most popular federal loan options are the Stafford loan and Federal PLUS loan. Both loans offer a fixed interest rate, federal benefits, and can be used in combination to cover the full cost of your education. Click the links below to learn more about these great funding options.
Subscribe to:
Posts (Atom)
Click Adds & Earn Money
